Store Policy

Payment & Billing Policy

Comprehensive guidelines covering accepted payment gateways, 5% tax inclusion, 256-bit SSL encryption, currency processing, and billing security.

1. Accepted Payment Methods

We partner with PCI-DSS compliant global payment processors to ensure your checkout is safe, seamless, and protected. We accept the following payment instruments at checkout:

  • Credit & Debit Cards: Visa, Mastercard, American Express, Discover, and JCB.
  • Digital Wallets: Apple Pay, Google Pay, and Samsung Pay for one-touch mobile checkout.
  • Online Payment Accounts: PayPal and verified express checkout gateways where enabled.

2. Tax Inclusion & Transparent Pricing

Transparency is central to our store philosophy. All product catalog prices displayed across our store include 5% sales tax where applicable.

No Hidden Surcharges: The final amount displayed in your checkout order summary is the exact total charged to your payment card. We do not add unexpected processing or service fees at final confirmation.

3. 256-Bit SSL Encryption & Security Protocol

Your financial data security is guarded by industry-leading cryptographic standards. All payment transactions are transmitted via 256-bit Secure Socket Layer (SSL) encryption directly to tokenized payment gateways.

Our servers never store full credit card numbers, CVV security codes, or account passwords. Customer service representatives will never ask you to submit payment card numbers or banking passwords via email, phone, or live chat.

4. Currency Processing & Foreign Card Notice

All transactions are billed in US Dollars ($ USD). If your payment card is issued in a different currency, your bank or credit card company will automatically apply their foreign exchange rate and any applicable cross-border transaction fees upon posting.

5. Declined, Pending & Authorization Holds

If your card transaction is declined at checkout, please verify that your billing address matches the address registered with your card issuer, ensure CVV digits are correct, and confirm sufficient credit availability.

An order is only confirmed once an official order confirmation page and receipt email are generated. Temporary authorization holds from declined attempts will automatically drop off your card statement within 2 to 5 business days per your bank’s rules.

6. Billing Inquiries & Refund Execution

For billing discrepancies, invoice requests, or payment assistance, our dedicated support desk is ready to help at andy.dev.uae@gmail.com. Please include your order reference number and billing email address.